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$950,000

Everyone dreams of living in the heart of Evergreen, walking distance to the lake. But with today's prices and rates, who can actually afford that? And finding anything with real income potential and a flexible floor plan for under a million is nearly impossible. Good news... this one checks every box. And it comes with an assumable FHA mortgage at 4.5%... This is a genuine, separately metered, two-unit duplex right above Evergreen Lake, with two fully independent residences that also have the flexibility to live as a single family if you choose. The upper unit is the kind of mountain retreat people drive two hours to stay in on Airbnb. Vaulted ceilings, open-concept kitchen with white cabinetry, tile backsplash, and pendant lighting, windows looking straight into the pines, in-unit washer and dryer, updated bathroom, and two bedrooms. The previous owner rented it for $3,000 a month. The deck is where you'll lose entire afternoons. The lower unit is centered around a stone fireplace with a wood burning insert, two bedrooms, a fully updated bathroom, and its own private entrance with covered patio. Charming, and completely self-contained. New siding, new roof, new drainage and landscaping, and newer mechanicals mean no worries for years to come. The double lot gives the property room to breathe, and multiple patios plus an outdoor kitchen make entertaining easy. You can see Evergreen Lake from the deck. Golf course, downtown shops and restaurants, and the trail network are minutes away. Denver is 45 minutes down I-70. Live in one, rent the other, and affordably enjoy the mountain lifestyle. Assumable FHA at 4.5%, under $1,000,000, walking distance to the lake.

4 Beds ⋅ 3 Baths ⋅ 2049484 MLS

4804 S Pine Road, Evergreen

Courtesy of Stealth Wealth Group . Ben@Stealthwealthre.com,303-929-3827

$1,050,000

As you step through the front door you are greeted by expansive ceilings and a true mountain living room with fireplace, natural light and cozy comfort you can't find in a new build. From here, you flow naturally into the kitchen.. bright, functional, and designed for everyday life. Its layout encourages movement and conversation, whether you’re cooking, helping with homework at the new kitchen island, or hosting friends after a walk back from Evergreen Lake. The proximity to downtown and the lake becomes part of the rhythm of the home; everything is close, easy, and accessible. The main-level bedrooms offer comfort and privacy. The primary suite, especially, feels like a retreat, quiet, grounded, filled with soft natural light, gorgeous en-suite, and a private deck. It’s a space that invites rest after long days spent outdoors or exploring town. When you head downstairs, the home reveals one of its most versatile features. The lower level lives like a fully independent suite, complete with its own entrance, full bathroom, laundry, kitchen and generous living space. But instead of emphasizing separation, it feels like an extension of the home, perfect for multigenerational living, long-term guests, teens wanting their own space, or a dedicated office or studio. It’s flexible in the ways families actually need! Stepping outside, you get multiple decks, a hot tub, and plenty of yard space to enjoy. Your new neighbors are welcoming, plan activities, and embrace the outdoor spirit. With a Blue Spruce address you have exclusive access to the lake being able to launch from the shore. The lifestyle here becomes all about paddleboarding at sunrise, ice skating and cross country skiing, miles of trails for hiking or simply enjoying the water just steps from home. 4805 Blue Spruce is a home that carries Evergreen’s history in its details and today’s comfort in its updates, all wrapped in one of the most walkable, coveted neighborhood lake-side locations in town.

4 Beds ⋅ 3 Baths ⋅ 6069791 MLS

4805 S Blue Spruce Road, Evergreen

Courtesy of HomeSmart . wahlornothing@gmail.com,720-416-7638